I have been staring at this page for a week.
Actually, make that two weeks; wondering what the first post topic should be. Why is this so difficult? There are many topics, ideas, thoughts floating around in my brain but the decision of picking one is taking literal days. The only thing that is at the forefront of my mind is taxes and Valentine’s Day.
Everyone hates taxes. Talk about complicated. Between the million and one different forms, schedules, deductions, it truly is the most stressful time of the year. My advice? Just don’t adult. Who needs their own home? Is that freelance job really necessary? Can you squeeze by without it? Seriously though, the best way to combat taxes, besides changing your W-4, that I’ve found to be most successful, is saving. Now, we’ve all seen the challenge where if you save 1 dollar for each day of the year, for 365 days, yadda yadda you’ll have $2000 by the end of the year. It’s a great concept, don’t get me wrong. It gets the wheels in your brain turning, thinking about saving money and not touching those savings unless absolutely necessary. The hard part is math. How do you remember to add $1 for day one then $2 for day two, etc. I, personally, have a terrible memory especially when you have a job that is very demanding on your brain power. The best solution is to come up with a stagnant amount that you won’t even notice is gone every cycle. What does that mean? Ok, here’s what we do:[...]